Privacy Policy

1. Introduction

JEF Holdings LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website jef-holdings.com, use our financial technology services, or interact with us in any way.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Fill out our contact form or request a demo
• Subscribe to our communications
• Register for an API developer account
• Engage with our platform or services

This information may include your name, email address, phone number, company name, job title, and any other information you choose to provide.

Automatically Collected Information

When you visit our website, we may automatically collect certain information including your IP address, browser type, operating system, referring URLs, pages viewed, and the dates and times of your visits.

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our fintech services
• Respond to your inquiries and fulfill your requests
• Send administrative information, such as updates, security alerts, and support messages
• Send marketing and promotional communications (with your consent)
• Process transactions and manage your account
• Improve our website, products, and services
• Comply with legal obligations and protect our rights

4. Information Sharing and Disclosure

We may share your personal information in the following situations:

• Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analytics, email delivery, and hosting services.
• Legal Requirements: We may disclose your information where required by law, regulation, or legal process.
• Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. SMS & Text Message Communications

If you opt in to receive SMS or text messages from JEF Holdings LLC, the following terms apply:

• We may send you recurring marketing and promotional SMS/MMS messages about our financial technology products and services using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply depending on your mobile carrier and plan.
• Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. Upon receipt of your STOP request, we will confirm your unsubscription and you will no longer receive SMS messages from us.
• Help: Reply HELP for assistance or contact us at jackie@jef-holdings.com.
• Consent is NOT a condition of purchase. You may purchase our products and services without consenting to receive text messages.

Your mobile phone number and opt-in consent will not be shared with any third parties for their marketing purposes.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include AES-256 encryption, secure data centers, access controls, and regular security assessments. However, no method of electronic transmission or storage is 100% secure.

7. Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. You can control cookie preferences through your browser settings.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such websites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

10. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Object to or restrict certain processing
• Data portability

To exercise any of these rights, please contact us at jackie@jef-holdings.com.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our services after any changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

JEF Holdings LLC
2012 E 12ST
Brooklyn, NY 11229
Email: jackie@jef-holdings.com